Apply for a loan · SwiftBUX Finance

1. Loan Details

Tell us how much you need and for how long

Loan amount required (R)

Min R500 – Max R2,000

Repayment period

Cost-of-Credit Disclosure (NCA s101)

Indicative quote

Principal amount

R 0

Initiation fee (incl. VAT)

R 0

Monthly service fee

R 0/month

Interest (5% p/m)

R 0

Total cost of credit

R 0

Total repayable

R 0

Monthly instalment

R 0

Effective APR

0%

All fees subject to VAT at 15%. Quote is indicative and may vary upon final assessment. Your final repayment schedule will be confirmed in your loan agreement.

2. Personal Information

First name *

Last name *

Cell number *

Email address *

SA ID number *

3. Employment & Income

NCA Affordability Assessment (Regulation 23A)

Employer type *

Employer name

Gross monthly salary (R) *

Monthly Living Expenses (Reg 23A)

Rent / bond (R)

Groceries (R)

Transport (R)

Existing debt repayments (R)

Other monthly expenses (R)

Estimated disposable income R 0

This information is required under NCA Regulation 23A for affordability verification.

4. Supporting Documents

Upload securely — stored on our private servers, never publicly accessible

ID document

Latest payslip

Bank statement (3 months)

Documents are optional at this stage — you may upload them later if requested.

5. Declaration & Consent

I consent to SwiftBUX Finance processing my personal information for credit assessment purposes in line with the POPI Act and National Credit Act. I confirm that the information provided is accurate and that I am not currently under debt review. I authorise SwiftBUX Finance to conduct a credit bureau enquiry as required under the NCA.

Cooling-off period: After your loan agreement is signed, you have 5 business days to cancel without penalty (NCA Section 121).

Ready for financial relief?